Wells Fargo Banking

Florida A&M University and Wells Fargo have teamed up to offer you optional banking convenience with your linked FAMU Rattler Card.

FAMU Rattler Card

Your FAMU Rattler Card.

Made exclusively for student life.


Rattler Card

Florida A&M University and Wells Fargo have teamed up to add convenience to your active day with the all-in-one student ID and Campus ATM Card. The FAMU Rattler Card1 exclusively for Florida A&M University students, faculty, and staff.

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See more details about how we’re making college life a little easier, and find out more by watching our video about the Campus Card Program.

Link it.

Already have an account with Wells Fargo? Sign on to link your FAMU Rattler Card online for your Wells Fargo checking account.

Or link your FAMU Rattler Card when you open your Wells Fargo checking account at any Wells Fargo branch. Find a branch near you and schedule an appointment.

 

 

 

  • On campus or off, you’re ready:

    • It’s your official student ID for campus privileges.
    • Make purchases using your PIN
    • Access ATMs across the U.S., including no-fee cash access at Wells Fargo ATMs, including ATMs on campus.
  • Use the Wells Fargo Mobile® app2 to check account activity, deposit checks3, transfer funds4, pay bills, send money with Zelle®5, and set up push notifications, text, or email alerts6.

  • Link your FAMU Rattler Card to a Wells Fargo Clear Access Banking account for these exclusive benefits7 during each fee period:

    • No monthly service fee charged.
  • No Wells Fargo fees for up to four cash withdrawals from non-Wells Fargo ATMs in the U.S.8
  • Courtesy refund of one incoming wire transfer fee.9

  • Link your FAMU Rattler Card to an Everyday Checking account to receive the same benefits, as well as:

    • No fee charged for one overdraft.10

Regulations

For information about the major feature and common fees of checking accounts offered through this program, please click on the links below:

The Department of Education’s (ED) Cash Management regulations 34 CFR 668.164(d)(4)(i)(B)(2) (issued October 2015), require institutions participating in T2 (Campus Card) arrangements to list and identify the major  features and commonly assessed fees  as well as a URL for the terms and conditions of each financial account offered under the arrangement.

2023 Financial Disclosure Form

 



 

 

Visit wellsfargo.com/famu for more details.

  1. The FAMU Rattler Card is an official school ID and a Wells Fargo Campus ATM Card when linked to a Wells Fargo checking account.
  2. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
  3. Mobile deposit is only available through the Wells Fargo Mobile® app on eligible mobile devices. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations.
  4. Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.
  5. Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for or the item is not described or as you expected. The Request feature within Zelle® is only available through Wells Fargo using a smartphone. Payment requests to persons not already enrolled with Zelle® must be sent to an email address. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier's message and data rates may apply. Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle®.
  6. Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
  7. These benefits will take effect within 45 days following the linkage of your Campus Card to a Clear Access Banking or Everyday Checking account. Your account must be linked to an open, active Wells Fargo Campus Card to remain eligible and receive these benefits. Benefits will end 60 days after your Campus Card is no longer linked and the Bank’s standard Clear Access Banking or Everyday Checking account terms and fees apply. For more information, please refer to the Wells Fargo Consumer Account Fee and Information Schedule or see a Wells Fargo banker.
  8. Fees charged by non-Wells Fargo ATM operators or networks may apply.
  9. Whether or not the wire transfer fee is waived, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used when Wells Fargo converts one currency to another is set at our sole discretion, and it includes a markup. The markup is designed to compensate us for several considerations including, without limitation, costs incurred, market risks, and our desired return. The applicable exchange rate does not include, and is separate from, any applicable fees. The exchange rate Wells Fargo provides to you may be different from exchange rates you see elsewhere. Different customers may receive different rates for transactions that are the same or similar, and the applicable exchange rate may be different for foreign currency cash, drafts, checks, or wire transfers. Foreign exchange markets are dynamic and rates fluctuate over time based on market conditions, liquidity, and risks. Wells Fargo is your arms-length counterparty on foreign exchange transactions. We may refuse to process any request for a foreign exchange transaction.

Incoming wire transfers received in a foreign currency for payment into your account will be converted into U.S. dollars using the applicable exchange rate without prior notice to you. For more information, see the "Applicable Exchange Rate" and "Incoming international wire transfer" sections of the Deposit Account Agreement.

Fees may be charged by third parties or other banks, in addition to those described above.

Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means). We charge no more than three overdraft fees per business day. Overdraft fees are not applicable to Clear Access Banking accounts. The payment of transactions into overdraft is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is overdrawn or you have had excessive overdrafts. You must promptly bring your account to a positive balance.

See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Wells Fargo may provide financial support to Florida A&M University for services associated with the FAMU Rattler Card.

Wells Fargo Bank, N.A. Member FDIC.

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